Walletto2Shared · Cloud · Free
FreeFor the people you share money with.
- Groups with permissions and invitations
- Real-time sync and push on every device
- Backed up in the cloud, automatically
Shared or private · your call
Know where your money goes.
Track expenses, manage budgets, and see the bigger picture. Share with your household, or keep it personal.
Walletto² is free · No card · No subscription
Walletto2PPrivate · On your device · Paid
One-time purchaseFor one person who wants nothing on any server.
- No account, no identity
- Works offline, instantly
- One encrypted W2PP package that you own
Walletto² · free·Walletto² P · one-time purchase·iOS·Android·Web·macOS·6 languages·Multi-currency·PDF reports
Walletto2The shared one · FreeEverything in this part of the page is Walletto², the free cloud app.
Why Walletto²
Everything a shared wallet should be.
Not another solo budgeting app, and more than a bill-splitter — a full shared ledger that stays in sync with the people you actually share money with.
Shared groups & roles
Invite your partner, family or flat in a tap. Owner, editor and viewer roles keep everyone on the same page.
Real-time, everywhere
Add an expense on your phone and it's on their screen before they look up. No refresh, ever — on web and mobile alike.
Analytics, five ways
Overview, flow, tags, partners and patterns — each answering a real question, with plain-English insights instead of raw numbers.
Smart predictions
"Did you forget rent?" Walletto learns your habits and quietly nudges the recurring things you almost missed.
Budgets & alerts
Set budgets per tag. Green, amber, red — and a push notification the moment you're getting close.
Any currency
Tap any amount to open the built-in currency converter. Split abroad, travel light, and keep one base currency back home.
Snap the receipt
Attach a photo or receipt to any event — snap it and it stays with the expense, on all your devices.
Receipt scanning · iPhone & Android
Scan the receipt. Skip the typing.
One photo of a purchase receipt, and every line on it becomes an event in your group — matched to the tags, subjects and accounts you already use. You just check and save.
1
Point the camera at the receipt
Tap for one shot, or hold and move down a long receipt. Any purchase receipt will do, in any currency.
2
Every line becomes an event
Items, prices and the merchant are read for you and matched to the tags, subjects and accounts you already use — with the currency, weight or volume, pieces, discounts and the store's location.
3
Check, then save in one go
Go through the suggested events, fix anything marked with a question mark, and save them all together. The scanned receipt stays editable afterwards.
Experimental and free today, in the Walletto² app for iPhone and Android — not in Walletto² P, which never sends anything off your device, and not on the web. To read a receipt, the photo and the names of your tags, subjects and accounts are sent over an encrypted connection to a third-party AI processor, which does not keep them; Walletto keeps only the events you save.
Rich charts & insights
Five ways to read your money.
Slice a shared ledger by period, account, tag or partner — then let Walletto turn it into plain-English takeaways. Every chart, in your pocket and on the web.
- OverviewIncome, outgo and spending by tag at a glance.
- FlowWeekly in-vs-out and your balance trend over time.
- TagsDrill into any category — top transactions and who spent.
- PartnersWho paid for what, and whether the split stays fair.
- PatternsHeatmaps, busiest days and under-budget streaks.
Filter by period · account · tag · partnerExport a signed PDF report
Reports · Signed PDF
Reports worth sending.
Turn months of shared money into a document that looks like a design studio made it — every chart and every transaction, laid out across clean pages and sealed with a real digital signature.
- Two reports, one tap: a visual Insights infographic and a complete Events statement.
- Every view included — overview, spending by tag, cash-flow, income by partner and patterns.
- Cryptographically signed & tamper-evident — proof you can hand to an accountant, a landlord or the tax office.
- Any date range, any account or group, converted to your base currency.
Completely free — no watermark, no paywall, no “upgrade to export”.
Guardrails for your goals
Set a budget. We'll sound the alarm.
Budgets per tag or account, shared or personal. Watch the bar go green → amber → red, and get a push the moment you cross the line.
Travel Fund Annual
Jan 1 – Dec 31
Group
1,450.00 / 6,000.0024%
Home Improvement Budget
Jan 1 – Dec 31
Group
3,242.18 / 5,000.0065%
Monthly Dining Budget
Jan 1 – Dec 31
⚠Group
4,385.87 / 400.001096%
Real-time · push notifications
The moment it happens, everyone knows.
Add an expense, hit a budget, get invited — and it's on every device in the group instantly. Live in the web app, and a push on your phone that tells you exactly what changed.
- Instant sync on web and mobile — no refresh, ever
- Push alerts that say exactly what changed
- Author-aware, so you never get pinged for your own edits
- Offline? It quietly catches up the moment you're back
Live · synced across your devices
Walletto²now
Alex added Groceries · −€48.20 to Joint Checking
Walletto²2m
⚠ Monthly Dining Budget is now at 92%
Walletto²5m
Maria invited you to join “Household”
Up and running in a minute
Three steps to a shared picture.
1
Create your account
Sign up free with email — no card, no setup marathon.
2
Invite your people
Add your partner, family or flatmates to a shared group.
3
Track together
Log expenses from any device and watch it all stay in sync.
Walletto2PThe private one · One-time purchase
Privacy · Offline · On your device
Nothing about your spending leaves your device.
Walletto² P keeps everything in one encrypted W2PP package on your phone: no account, no server copy, no waiting on a network. Import your Walletto² history, or start empty.
No account, no identity
Open the app and start. Nothing to sign up for, and nothing that identifies you.
Works offline, instantly
Every screen is computed on the device. No API calls, no spinners. Exchange rates refresh when you are online.
One encrypted package
Your data is a single .w2pp file, AES-256 with a key derived from your password. Export it, back it up, carry it anywhere.
Snapshots: browse & restore
Daily snapshots of your package. Navigate to any earlier one, browse it read-only, and restore it when you need to. Walletto² has nothing like it.
PDF reports, made on the device
The same events, insights and tag reports, rendered on your phone. Never uploaded, not digitally signed.
Open it in the browser
Run your package on a big screen: view it, edit it, download an updated package. Nothing is uploaded, nothing is signed in.
Moving from Walletto²?
Export a W2PP package from Walletto² and import it in Walletto² P. Your history, tags, accounts and budgets come with you. One way, by design.
Which one is for you?
Same core. Two philosophies.
Pick by how you want to hold your data: together in the cloud, or alone on your device. Everything else, from charts to budgets, is the same.
Feature
Walletto2Free · Cloud
Walletto2PPaid · On your device
Best for
Couples, families, flatmates. Shared spending with groups, permissions and invitations. Works solo too.
One person who wants everything on their own device and nothing on any server.
Price
Free. No subscription, no card.
Paid. One-time purchase, no subscription.
Account
Required, email sign-up.
None. Open the app and start.
Privacy level
Good. Encrypted in transit and at rest, visible only to your group.
Perfect. No account, no identity, your spending never leaves the device.¹
Where your data lives
On our servers, synced to every device you sign in on.
In one encrypted vault file on your device, the W2PP package.
Fully anonymous
No. An account identifies you.
Yes. No account, no user ID, no tracking SDK.¹
Works offline
No. Online only.
Yes. Exchange rates refresh when you are online.
Speed
Every action is a round trip to the cloud.
Instant. On-device processing, no API calls.
Sharing & groups
Yes. Shared groups, member permissions, invitations, who paid what.
No. Single user by design. Imported shared history keeps its authors.
Sync between devices
Automatic and real time across phone, web and Mac.
Manual. Move your package, or open it in the browser.
Backups
Automatic, in the cloud. Nothing to manage.
Yours to manage. Automatic snapshots on the device, plus export the package anywhere: Files, a drive, a USB stick.
Push notifications
Yes. Group activity, budget alerts, invitations, in real time.
Local only. Budget alerts and the daily reminder.
Image uploads
Yes. Receipts and photos stored encrypted in the cloud, visible to your group.
Yes. Receipts and photos stored inside your W2PP package, next to your data.
Receipt scanning
Yes. On iPhone and Android: photograph a receipt and every line becomes an event. Experimental, free today.
No. Reading a receipt needs a cloud service, and nothing in Walletto² P leaves the device.
Lost password
Reset by email.
No recovery. The vault is locked with your password. Lose it and the data is gone.
Currency conversions
Yes.
Yes. Rates are cached for offline use.
PDF reports
Events, insights and tag reports, digitally signed.
The same three reports, rendered on the device, not digitally signed.
Snapshots: browse & restore
No. There is no point-in-time restore.
Yes. Daily snapshots of your package. Navigate to any earlier one and restore it, on the phone and in the browser.
Moving your data
Export a W2PP package and import it into Walletto² P. One way.
Import from Walletto² or start empty. Export your package any time.
Platforms
iPhone & iPad
App Store
App Store
Android, phones & tablets
Google Play
Google Play
Web
Yes. The full web app, sign in from any browser.
Yes, through the W2PP package viewer. Open your package in the browser, view and edit it, nothing is uploaded.
Native Mac app
Yes. Download from this site.
Not yet. Planned.
¹ The only network calls Walletto² P makes are an anonymous exchange-rate refresh, optional anonymous usage statistics with one switch in Settings, and the support form when you send it.
Both apps share the same core: budgets and limits, currency conversion, accounts, tags, and image uploads for your receipts.
Get the apps
Two apps. Scan the one you want.
Both are on the App Store and Google Play. Walletto² is free; Walletto² P is a one-time purchase, no subscription.
Walletto2POne-time purchase
Also in your browser: run a package 
Private · Secure · Yours
Two privacy levels. Both taken seriously.
Walletto² keeps your ledger encrypted and visible only to your group. Walletto² P goes further: nothing identifies you, and nothing about your spending leaves the device.
Walletto2
Encrypted in transit and at rest
Your events, accounts and receipts are encrypted on our servers, and only the members of your group can see them.
Walletto2
Secure sign-in, no lock-in
Sign in with OpenID Connect and PKCE. Export your whole ledger whenever you like, and delete your account and its data in a tap.
Walletto2P
An encrypted package you own
AES-256 with a key derived from your password. Your file, your copies, no server copy. Without the password nobody can open it, including us.
Walletto2P
Anonymous by design
No account, no user ID, no tracking SDK. The only calls are an anonymous exchange-rate refresh, optional anonymous usage statistics, and the support form when you send it.
Pick your Walletto². Neither has a subscription.
Walletto² is free, no card required. Walletto² P is a one-time purchase and yours for good.
No subscription in either app · No ads · 6 languages